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Social Security Matters

Dear Rusty: I’m ready to apply for my Social Security benefits, and I’m aware of how my benefits are calculated. What I would like to know about is how the application process actually works and how my benefits are received. Signed: Ready to Collect Dear Ready to Collect: Essentially, you have two main options for applying for Social Security benefits, and also two separate options for receiving your payments: To apply for benefits, you can either contact Social Security at 1.800.772.1213 to make a telephone appointment to complete your application while speakinge to an SSA representative on the phone, or you can submit your application for SS benefits online.

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