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In the middle of the night on Nov. 5, 1960, Johnny “Battle of New Orleans” Horton’s premonition of dying at the hands of a drunk came true on a dark highway in Central Texas.

Dear Rusty: I’m 64 and still working full time, and plan to continue working at least until I’m 70 ~ it’s a good job, and I enjoy it. My job comes with health insurance, so I don’t really need additional coverage, but I understand I will be required to sign up for Medicare Part A anyway when I turn 65 next year. What I don’t understand is Part B: A colleague of mine, who is a little older than I am, said she signed up for Part B because a penalty will be incurred if we wait until we retire from our jobs and actually need the additional insurance. I’m not sure she’s right. Can you explain what I should do?

Racheal Clark has been promoted to the managing editor job for Texas Local Media’s Cameron Herald and Thorndale Champion weekly newspapers.